Terms & Conditions

1. Acceptance of terms

By accessing PaisaSphere, you agree to be bound by these terms. If you don't agree, please don't use the site.

2. Not financial advice

Everything on PaisaSphere is for educational and informational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice. We are not registered investment advisors. Always consult a SEBI-registered investment advisor or qualified Chartered Accountant before making financial decisions.

Calculators provide estimates based on the inputs you supply. Actual returns from mutual funds, fixed deposits, or any other instrument depend on market conditions, fund performance, and other factors outside our control.

3. Market risk disclaimer

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. The value of investments may go down as well as up.

4. Accuracy of information

We do our best to keep information accurate and up to date, especially tax rules and regulatory limits, but we make no warranty as to accuracy or completeness. Verify critical numbers with primary sources (SEBI, RBI, AMFI, Income Tax Department) before acting on them.

5. Limitation of liability

To the maximum extent permitted by law, PaisaSphere and its authors, editors, and operators will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on its content.

6. Intellectual property

All original content on PaisaSphere (articles, calculators, design) is owned by PaisaSphere. You may share links and quote short excerpts with attribution. Republishing full articles requires written permission.

7. Third-party links

We sometimes link to third-party websites for reference. We're not responsible for the content, accuracy, or practices of those sites.

8. Governing law

These terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of courts in Delhi.

9. Changes to terms

We may update these terms. Continued use after changes means you accept the updated terms.